(covering reddish, dane bank, denton, debdale and gorton)

Month: November 2017

perfect buy to let in central reddish

Edward Mellor have a great two bedroom end terrace on the market for £82,000 scheduled to be sold at auction on the 6th December.  As per the photographs on Right Move it doesn’t appear to need any major refurbishments other than a light cosmetic touch up.

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to remortgage, or not to remortgage? that is the question

Very rarely do you take out a mortgage and stick with the same one for the whole term i.e. 30 years, until it is paid off and you’re mortgage-free (oh, the dream!).

Each household is different and there are various reasons why you might look to remortgage. Perhaps you want to borrow more money or maybe you’ve seen a better rate that you’d like to switch to.

Here are some other reasons why you might want to remortgage your home.

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how does remortgaging work?

You may well have heard of remortgaging but never fully understood what it means. In layman’s terms, remortgaging is when you look to move from one mortgage deal to another, either sticking with the same lender or moving to a new one.

A mortgage is likely to be your largest financial commitment lasting you many years, but you don’t necessarily have to stay on the same mortgage as the one you initially took out, as your personal circumstances may, and probably will, change over the years, giving you a reason to remortgage.

Just as you did when you took out your first mortgage, it’s important to reevaluate your finances every now and then, and consider all your options in order to know you’ve got a mortgage that is right for you at that moment in time.

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STAMP DUTY ABOLISHED IMMEDIATELY for first time buyers!

If you haven’t already heard, first time buyers will NOT pay stamp duty up to £300,000 with immediate affect. We are still waiting on clarification if this applies to people who have already exchanged. This could save some first time buyers up to £5,000, which will certainly help people moving onto the property ladder.

As this will now bring more first time buyers out of the wood work it will increase demand at the lower end of the market place. The ripple effect of this will see demand for people to move up the property ladder, so larger family homes will also see the benefit.

This is great news to our local market and the UK property market as a whole, which is much needed due to the constant negative news stories surrounding the property market recently and Brexit causing uncertainty.

The other good news is funding for new builds will be supplemented by £44bn which should fuel a very positive housing market in 2018 and going forward.

If you would like any advice on how this may effect you directly please do not hesitate to contact me personally.

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Mission Christmas – Cash for Kids with Key 103

There are 4 million children who live in poverty across the UK, and for these families buying Christmas presents is a luxury they can’t afford. That’s why Key 103 has joined up with Cash for Kids and launched Mission Christmas. We are delighted to announce that Julian Wadden are taking part in Key 103’s Cash for Kids 2017. All 5 of our offices at Stockport Exchange, Didsbury, The Heatons, Reddish and Marple will be used as drop off points over the coming weeks.

In 2016 over 2.9m was raised through cash and presents, making Christmas special for 60,800 local children, and they are aiming to achieve more this year!

All we need are any presents – new and unwrapped. . Gifts suitable for children aged between 0-18. The addresses for all 5 branches are as follows:

Julian Wadden Didsbury: 764b Wilmslow Road, Didsbury, M20 2DR
Julian Wadden Heatons: 14 Moorside Road, Heaton Moor, SK4 4DT
Julian Wadden Marple: 2 The Hollins, Marple, SK6 6AY
Julian Wadden Reddish: 16 – 18 Gorton Road, Reddish, SK5 6AE
Julian Wadden Stockport: 81-83 Wellington Road South, Stockport, SK1 3SL

If you want to find out more and get involved then you can do so by clicking here

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Breakdown of housing stock

Home sizes are a vital gauge of the character of housing stock in a locality. The chart here might surprise you a bit as lots of people think that everyone lives in the same kind of home as them but there are large minorities of people living different types of home.

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kids and dads

Something for the Dads! Come along to “Dads and Kids” on the 25th November in Houldsworth Mill. They have lots of indoor space, toys for toddlers and young children and free coffee and a bacon sandwich for the Dads! A good way to meet other Dads in the area!

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night of honour & variety show

FreshFire Church are hosting the Christmas Night of Honour and Variety Show on Friday 8th December at 7pm at Reddish Vale High School, Reddish Vale Road, Reddish, Stockport, SK5 7HD.

The night will include a showcase of local Reddish talent including dance, drama, singing and music as well as award presentations to this years community heroes from Andrew Gwynne MP and the Deputy Mayor and Mayoress of Stockport.

Tickets are £5 per person with all proceeds going to Papa’s House. To book your tickets please call the box office on 0161 442 9023.

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an early christmas present

An early Christmas present from us at Julian Wadden with 25% off our standard selling fees for properties instructed before 23rd December 2017. Unfortunately you can’t already be in an agency agreement with us but you can be in one with another agent however do check their terms and conditions. Contact my team to book your free valuation.

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re:dish

A pop up charity shop has just opened on Gorton Road which we are extremely proud to support. Re:Dish run food banks in the local area and their main aim is to improve the lives for local people. If successful in their new venture they hope to secure a 25 year lease on the former council building and run many additional services which would benefit the community.

They’re currently on the hunt for volunteers to help run the shop, its a great way to meet new people, learn new skills, lend your expertise and make a real difference in our community.

For more information contact Revd Kate O’Sullivan on 07854598269 or email revdkateosullivan@gmail.com

 

We are over the moon to be supporting Re:dish with their latest venture, a charity shop in Reddish take a look at our interview with Rev Kate O’Sullivan to find out more!

Posted by Julian Wadden Estate and Lettings Agents on Wednesday, November 15, 2017

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